This has been discussed many times before although I think it stopped awhile back.
From an old Scribes:
Quote:
Originally Posted by Scribes
"You have some Doubloons left because we thought that having to collect all of them to achieve the objectives was a bit mean at that stage in the game. Hence a bit of leeway."
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http://web.archive.org/web/200112192...3_01_copy.html
That's all there is to it.